If investing isn't your day job, you are "stupid money"- Optimal strategy:
1) dollar cost average into market ASAP when you have extra $
2) HOLD for as long as possible
3) dollar cost average out of the market when you have upcoming large expenses
You can't time the market.
Buy one of everything (i.e. the S&P 500 or broader index fund), "stupid money" can safely bet the whole world.
You can't pick stocks.
Do pick things with minimum transaction costs. Dividends & Appreciation sometimes don't pay off. Lower transaction costs ALWAY pay off.♡ 4 ↻ 0